Financial Management has over 20 years of business experience.
There is a solid background in both Commercial & Residential
Real Estate Sales, Leasing & Property Management, Personal and
Business Tax & Financial Planning, Insurance, Investments,
College Planning, Estate Planning and Asset Protection.
We work with
Select Individuals and have Specialized in working with Small
Business Clients.
Financial Management Group has combined ALL
the basic accounting services (that businesses typically over pay
CPA's to do) with the Best of Financial Planning (coordinating the
personal and business aspects of taxes, investments, insurance,
asset protection & estate planning) AND then added the ability
to write SBA and Other Business Loans for our Clients and market
those loan applications to over 125 different lenders to help find
money for our Clients.
We've been told that we're the MOST "Cost Effective" firm our
Clients have ever seen.
The typical business Client we see may be a Start Up Business,
Home Based Business, Sole Proprietorship, Partnership, Corporation
or LLC, with 0-6 employees. Their Gross Sales or Business Income
ranges from $3,000 to $5,000,000 annually.
WE INCREASE YOUR
PROFITS
We show the new business Client, "How to Start" their business
with minimal aggravation and money and then how to make it grow.
We show the existing Business Client, how to improve their "Cash
Flow," review their business structure and recommend changes that
can reduce their Self Employment and or Payroll Taxes.
We
work closely with Clients to help evaluate recent and proposed small
business purchases as to their "real world" value. In doing so we
are able to incorporate theoretical and actual Business & Real
Estate Appraisal methods, with Tax and Business Investment analysis
to help clients determine the best price and terms for a proposed
purchase. For existing purchases, we use the same methods to
evaluate the purchase problems and try to find solutions, so a
business can survive it's first two years. Because of our
experience, we once saved Client (an Attorney) over $40,000. in
first year taxes by re-structuring a sale.
We
have jointly formed with Clients, over a dozen businesses in the
last 5 years alone. As necessary, and as desired by the Client, we
will assist in the logistical support of day to day Business
operations using our diverse background, training and experience to
deal effectively with current situations, and to for see and avoid
potential business, Tax and personnel problems.
As
a Managing Director and/or Corporate Officer, we have restructured
and handled all the paperwork to revalue a Client's S Corp,
refinance the debt and then resell the corporation, re-issuing
stock, including review of all UCC filings, Drafting and review of
agreements of sale, corporate proxies, minutes and disbursement of
funds.
We
have assisted both individuals and couples with accessing their
financial situations and have aided in the financial aspects of pre
bankruptcy planning.
We
have helped divorcing couples review the financial aspects of
property settlement agreements, assisted and prepared Case
Information Statements, and reviewed IRA's, 401k's, 403b's and
company pension plans for appropriate valuations for QDRO
arrangements.
Financial Management Group also provides great individualized
customer support based on a Client's needs.
We find Existing Money for Your
Business using Every Practical Tax Law.
And We Do
More
We find New Money for Your Business
with top-notch SBA Loans, Equipment Leasing, AR/PO Financing, and
Other Business Loans.
To insure our Client's needs are met,
there is a Certified Financial Planner, Certified Estate Counselor,
Certified Business Finance Consultant, MBA and Paralegal on
staff.
We have a very relaxed office and meet Clients by appointment
only for their convenience.
Financial Management Group encourages phone calls, emails and
faxes so that we can give pro-active advise.
We ALWAYS Advise all Clients:
"We always want to hear the 'Here's what we're thinking
about doing' questions and NOT the 'Guess what we just did'
statements."
Through our commitment, experience, and expertise Financial
Management Group has established a business relationship with our
customers that will last a lifetime!
